I want to buy a house. I’m a single, salaried (ahem well-salaried) woman. I need a home loan. I did some research. Turns out Indian banks will give me a loan that is roughly five times my annual income. Unfortunately for me, the value of the property I intend to buy, is more than five times my annual income.
In order to enhance my loan amount I can do three things: a) find a better paying job and then apply for a loan, b) get a better degree and c) find a husband. Let’s let point ‘a’ be for the moment. I always knew MBAs had a distinct advantage in the world, but having a husband? Oh how biased is the world against the single woman.
So now I want to buy a husband.
I can’t be the only single woman in the world who needs an enhanced house loan. I wouldn’t at all be surprised if there was an informal market for husbands. Imagine….
A market where one could pick a husband by his loan-enhancement capability. The MBA men will be the most pricey. The market would then be flooded with fake MBA types – enter rating agencies to certify the authenticity of house-loan-enhancing-would-be husbands. Such a rating agency would work exactly the way a credit rating agency does. When the size of the market grows and banks finally catch-on, the government will abolish the husband requirement.
Why then make husbands a housing-loan enhancement criteria in the first place?